Today's Verse: Now therefore thus saith the LORD of hosts; Consider your ways. Ye have sown much, and bring in little; ye eat, but ye have not enough; ye drink, but ye are not filled with drink; ye clothe you, but there is none warm; and he that earneth wages earneth wages to put it into a bag with holes. ~Haggai 1:5-6 The San Francisco Bay Area is one of the most expensive places in the country to live in. Many people work long hours in their primary employment, and many ot