

Alan Fong
3 min read


Alan Fong
2 min read


Alan Fong
3 min read
By so much was Jesus made a surety of a better testament. ~Hebrews 7:22
A debt is a financial obligation to repay money that was borrowed. Whenever you borrow money, you sign a promissory agreement to repay that debt. Loans are typically secured by some means of collateral. The creditor wants sufficient collateral pledged to him to be sure that he is able to recover the money he has lent in case the borrower is unable to repay the loan. In effect, the creditor wants guaranteed sources to pay off the debt. Whenever the borrower has insufficient collateral, he might request someone to be a surety for him on the debt. This morning, let us see the concept of a surety, and how this term has great meaning to us as Christians.
A surety is someone who is a co-signor on a debt or loan. He takes full responsibility for the loan if the primary debtor is unable to meet his obligation. General contractors typically get construction bonds to guarantee their customers that the construction will be completed in the event the contractor fails to finish. A surety is a guarantor for a loan. The surety also has to pledge assets for the obligation. He will assume the responsibility to pay off the debt if the original borrower does not.
The surety can lose everything up to the value of the debt he is guaranteeing. A surety might think that co-signing a promissory note is harmless, but the debt obligation becomes his responsibility if the original borrower is no longer capable of paying for it. Being a co-signor can set you back financially and affect your creditworthiness. The surety is the collateral for the loan. The assets of a co-signor can be taken into possession. Being a surety for another person can become a financial nightmare. This is why Solomon tells us repeatedly in Proverbs to not be a surety for another person. In fact, he goes so far as to tell us that if you made yourself a surety, you should quickly see the original borrower and do whatever you have to do to be removed as a guarantor of the loan.
In Hebrews 7:22, we are told that Jesus is our surety of a better testament. In effect, our sin debt to God is an obligation that we cannot pay in full. We are spiritually bankrupt and insolvent when it comes to paying off our sin debt. When Jesus voluntarily became our sin sacrifice and substitute, He also became our surety. His shed blood and death on the cross are an absolute guarantee that our sin debt is paid in full. Every saved person is released from the penalty of sin once and for all when Jesus is received as Savior. Our acceptance of Him as our surety gives us 100% assurance that God’s righteous demand for sin has been completely satisfied.
"There is therefore now no condemnation to them that are in Christ Jesus who walk not after the flesh but after the Spirit" (Romans 8:1). The precious blood of Christ cleanses us from all of our sin — past, present, and future. Our sin cannot hang over our head and jeopardize our eternal security. Jesus is our surety of a better testament! We are forgiven forever!
Take a moment this morning to thank the Lord for His shed blood and sacrificial death on the cross as your surety for sin. Don’t let the devil place lingering doubts in your heart about being saved. We are free from the law and forever saved through Jesus!
Bible Reading Schedule: Isaiah 49-53
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